DO: Use it for
EVERYTHING! I even use it to buy a paper or snacks when traveling!
Another DO: When you have to buy a meal, snacks or stuff on the train - use it! It is coded "Amtrak", so it earns 2 points per $ also!
DON'T: carry a balance! If at all possible, pay the bill in full every month!
Thus you pay -0-% interest and and $-0- annual fee!
As I've said, I use mine for everything, but mostly "luxuries" like food and gas, and a few "necessaries" like train trips
- and I usually earn 1,000-2,000 AGR points every month! This month's bill was big, and I earned over 4,000 AGR points this month alone!
I try to use mine for sleeper travel. That's the best bang for the buck! I try to get a ¢/point ratio of about 4¢/point. A few times, I have received over 12¢/point!