Acela150
Super Buff
I just got a job at Target. I'm thinking after a few paychecks applying for the AGR CC.
I'm 20. I have a credit card that my Mom will let me use In Emergencies. I have looked at my credit score and it's good. I would only use the CC for gas and the rare Amtrak trip, maybe grocries. I live at home and pay small fees. Phone, Car Insurance, and other little fees.. That totals to $50 a month, Right now and will go up.
I'm looking for any advice or tips. It's not really a need but it would be something good to have for those extra points. Currently my only way of earning points is travel and the points for shopping. I'm not sold on the idea of applying for this card. I'm leaning towards no right now. If someone wants to encourage me to or back me up on the no that's ok. I'm welcome to all advice right now.
Thanks,
Steve
Sorry For Any Typos.. On a PC with no Spell Check :help:
I'm 20. I have a credit card that my Mom will let me use In Emergencies. I have looked at my credit score and it's good. I would only use the CC for gas and the rare Amtrak trip, maybe grocries. I live at home and pay small fees. Phone, Car Insurance, and other little fees.. That totals to $50 a month, Right now and will go up.
I'm looking for any advice or tips. It's not really a need but it would be something good to have for those extra points. Currently my only way of earning points is travel and the points for shopping. I'm not sold on the idea of applying for this card. I'm leaning towards no right now. If someone wants to encourage me to or back me up on the no that's ok. I'm welcome to all advice right now.
Thanks,
Steve
Sorry For Any Typos.. On a PC with no Spell Check :help: