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- Feb 18, 2003
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I've had a Chase card for at least 25 years with not one problem. I don't question the stories of others, but my experience with Chase has been first rate.
That's encouraging, and similar to my experience with US Bank, a lot of people have horror stories about them, and in fact I had a bad experience with them many years ago, but the business I've done with them here over the last eight years or so has been problem free, they have treated me very well, and I feel I have benefited from the relationship. All the same I moved my primary activity to a smaller bank.I've had a Chase card for at least 25 years with not one problem. I don't question the stories of others, but my experience with Chase has been first rate.
I have had two Chase Cards (AGR and Continental Presidents Plus) for quite a while, and no problems. And I am even one of the nightmare customers for them since I have seldom ever paid a cent of interest or late fee to any of them. And still they keep trying to increase my line of credit and send me checks and goad me into taking cash advance and what nots, which I always turn down and tear the checks up and throw them away.I've had a Chase card for at least 25 years with not one problem. I don't question the stories of others, but my experience with Chase has been first rate.
Same here. I have three cards from them (AGR, Continental, and BP gas). They are a bit pushy, but can be easily ignored. I have had no problems with Chase.I have had two Chase Cards (AGR and Continental Presidents Plus) for quite a while, and no problems. And I am even one of the nightmare customers for them since I have seldom ever paid a cent of interest or late fee to any of them. And still they keep trying to increase my line of credit and send me checks and goad me into taking cash advance and what nots, which I always turn down and tear the checks up and throw them away.I've had a Chase card for at least 25 years with not one problem. I don't question the stories of others, but my experience with Chase has been first rate.
Thanks for not calling my name in vain! :lol:UGH! Thanks for the warning on the cross-sell on activation of the card. At least I'll know what to expect so that I can be HALF polite when I say no instead of being caught by surprise and irritated as all heck about the marketing schlock. I've always hated those sales calls for crap like dining or travelling "clubs" and hope I don't have to listen to said spiels where "we're going to go ahead and start your first month of the program for free and if you decide you don't want it, we'll give you a number to Bogota where you can call and cancel..."
For what it's worth again, my previous Chase experience relayed above was quite real, quite unexpected, and very souring, but it doesn't necessarily extend across all large banks. I've been extremely satisfied with PNC Bank, though admit I like dealing with my agency Credit Union most of all.
***Edit - Clarification: The UGH! was a reaction, not addressing AAARGH! by the wrong name! LOL!
How are you getting 1.35% with PNC? I shouldn't be the one asking you considering PNC is the bank for which I work! :unsure: :blink: :unsure: :blink:I contemplated biting on the former option, but when he honestly confided that the current interest was a mere fraction of 1% (versus the 1.35% or so that I've got at PNC), I elected to skip, and he was fine with it..
I don't think they can be transferred, BUT you can use the miles to fly on any of the Star Alliance partners.Ohhhh.......I didn't know that United or US Airways points could be converted into CO miles. Both do indeed fly into Spokane. US Airways coverage is very limited, but United is less so.
Actually upon checking just now, it's actually gone down to 1.1%. Sadly it was a full 3.0% 16 months ago, but its more the times we're in versus the bank's fault. It's the "Virtual Wallet" Account with PNC, sort of a competition to ING Direct, but with the advantage of much more clearly defined free ATM access at PNC locations, with a brick and mortar bank there if you need it.How are you getting 1.35% with PNC? I shouldn't be the one asking you considering PNC is the bank for which I work! :unsure: :blink: :unsure: :blink:
Actually, my account is with National City for another three weeks until it converts over to PNC (PNC bought National City). My current savings account is well below 1% not to mention 1.35%.
AAAARGH!! (clarification, a reaction, not calling out my own name )
Thanks!!! I'll look into it once I convert to PNC. They have been playing up the Virtual Wallet product in our intranet.Actually upon checking just now, it's actually gone down to 1.1%. Sadly it was a full 3.0% 16 months ago, but its more the times we're in versus the bank's fault. It's the "Virtual Wallet" Account with PNC, sort of a competition to ING Direct, but with the advantage of much more clearly defined free ATM access at PNC locations, with a brick and mortar bank there if you need it.How are you getting 1.35% with PNC? I shouldn't be the one asking you considering PNC is the bank for which I work! :unsure: :blink: :unsure: :blink:
Actually, my account is with National City for another three weeks until it converts over to PNC (PNC bought National City). My current savings account is well below 1% not to mention 1.35%.
AAAARGH!! (clarification, a reaction, not calling out my own name )
Still, the interest rate is far higher than the usuals found elsewhere, and I've had no problems at all with PNC. The online interface is so good, I haven't needed to use the branch offices for anything but an occasional ATM visit.
That's how it works to my understanding, you can either:I don't think they can be transferred, BUT you can use the miles to fly on any of the Star Alliance partners.
What you can do is when you fly United or US Air, you can request that you receive OnePass Miles (give or enter your OnePass number) instead of Mileage Plus or Dividend Miles. Then they will be posted into your OnePass account! Then you can transfer those to AGR at 1:1!That's how it works to my understanding, you can either:I don't think they can be transferred, BUT you can use the miles to fly on any of the Star Alliance partners.
Access your flight reservation on United and specify that you want the miles to go to your specified CO account, or...
Book the United flight through CO's website through a Code Share. I don't know how comprehensive this option is, but if Spokane flights show in the CO results, it's always worth it to compare the CO and UA prices. We've noticed savings here in Baltimore of between $10 and $30 booking UA flights through code share on the CO website. And of course since the rewards are based on physical miles, there is no need at all to pay more (as you may on rare occasion actually wish to do on Amtrak if it means hitting a status level or reward threshold.)
The way it works is that normally with that card, you earn 1 OnePass Mile for every $2 spent. So for example if you bought $20 in gas, you would earn 10 OnePass Miles. But if you purchase a Continental Airlines ticket directly from Continental with it, you earn 1 OnePass Mile for every $1 spent! (Much like you earn 2 AGR points per $1 on Amtrak tickets using the AGR MasterCard!)Got my card and am all set, though I admit I have one little BIG question that baffles me.
One of the benefits I would normally get is 1 mile for every $2 spent. Buth they list the following as a benefit as well:
Double OnePass miles when you use the card to purchase tickets directly from Continental.
So now I'm confused. Let's say I spend $150 on a trip from Los Angeles to Baltimore-BWI that would accrue roughly 2600 CO One Pass Miles due to the distance travelled.
Do I get twice the "Dollars Spent" mile to get 150 miles instead of 75 miles for my CO Purchase, or do I get twice the "CO distance travelled miles" to get 5200 One Pass Miles instead of 2600 miles for my flight?
Yes, as long as it's "CO____ operated by United Airlines", and can be bought on the CO website!I'm assuming Codeshare flights on UA booked through the CO website would also qualify for the double dollars bonus?
I've heard that excuse before too, Al! :lol:Ok, now I have a couple of questions. I have started using my CO Chase card to acrue the 7500 bonus points awarded for a three month period begining on Apr 1st and going through July 1st. 1. So the purchases such as gas in my car and groceries etc are 1 point for every $2 spent correct? 2. Also, this CO Debit Card/Checking account......is this a different card than what I currently hold? Can I apply for that one and receive 25,000 bonus points? We have no Chase Banks in LNK but I do travel alot. 3. I am minutes (well a couple of days) away from renewing Pro Football Weekly on the AGR site for 16 points per dollor. I looked at the CO Mall and it said 15 points per dollor but are they double points? So should I renew through CO or AGR? Thanks!
Al
PS. I didn't realize that I was logged in under Brenda's AU account, this is really RailFanLNK.
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