But I find it much easier to change or cancel a hotel reservation, before the cancellation cutoff time, at a hotel if you do not prepay or book a non-refundable/non-changeable room. That is why I book direct with Hilton/Starwood/etc... - and still earn points.The difference is you prepay with your credit card 'up front' when you book, vs credit card not charged until you stay. Although, if you 'guarantee' the room and don't show up, your card gets charged the full amount.
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