Um, grade crossing accidents are already expensive for insurance companies. In most cases, the operator/company, assuming the operator were at fault, would be liable for all costs, incurred by Amtrak, including additional wages due to the delay and anything that Amtrak did for delayed passengers. Insurance would have to cover that, in addition to the damage to the trailer if they had that coverage. Amtrak's legal department will almost certainly demain payment and proceed legally against them if not paid.Start making grade crossing accidents expensive for the insurance companies and commercial drivers and it will slow down some. I wander what charges will be bought against the trucker and the company he drove for. Amtrak should bill his insurance even if they are self insured.
That one Genesis is handling the 10 car consist pretty easy on flat land.
I worry how a Charger will fare in a similar accident.
The company's insurance rates will reflect their history of losses. If they are too bad, they'll get dropped.
If they are self insured, they don't have insurance. Who are they billing, then? That statement made absolutely zero sense. In any case the action is against the operator/company, with insurance indemnifying them and taking on the defense and payments on on their behalf.
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